In October of 2012 I published my first book on Amazon Kindle to share the rewarding investment strategy of private trust deed and mortgage investing. It was the perfect time to share this strategy with savers and investors earning less than 1% on 5 year certificate of deposits and all sub prime lenders out of business. Earning 6% interest or better in today’s market involves private lending secured by real estate. Banks are paying a less then .0375% for a one year Certificate of Deposits. Learn how to find the best loans and earn 6% or better. Any individual investor can lend to a property owner, instead of the property owner going to a bank. The private lender takes on the risks and rewards typically held by traditional lending institutions like banks and mortgage companies.
Private Lending has become an important fixed income vehicle for many investors with their personal funds, equity, and self-directed IRA and retirement accounts. This type of investing offers investor’s above average returns and secured risk when structured properly because these investments are always secured by an actual property. You must learn the Golden Rule of Private Lending: Never lend more than 65% of the properties appraised value.